Three product lines
One platform. Every way a Local Company needs capital.
Bidders to FQM's RFP must cover at least one line — Anchor delivers all three, integrated end to end.
Invoice Financing
Approved FQM invoices turned into same-week cash. Suppliers get up to 90% advanced the moment an invoice is approved in SAP Ariba, Pronto or Basware.
- Priced on FQM's credit rating — not the SME's
- Real-time approved-invoice verification
- FQM settles at maturity, supplier paid today
Order Finance
Capital before an invoice even exists. Secured solely by an FQM Purchase Order, suppliers fund materials and labour to fulfil large orders.
- Secured by the FQM Purchase Order alone
- No additional collateral from the supplier
- No variation to standard PO terms
Industrial Term Loans
Long-term investment in equipment, infrastructure and capacity — with a focus on building the supply base inside the Kalumbila MFEZ.
- Plant, equipment & infrastructure
- Optionally underwritten by an FQM offtake
- Built for the Kalumbila MFEZ
How it works
Priced on the anchor buyer, not the supplier.
The risk sits with FQM's 30-day payment promise — so SMEs access capital they could never unlock on their own balance sheet.
Supplier delivers
A Local Company supplies goods or services to Kansanshi, Trident or the Kalumbila MFEZ and raises an invoice or holds an FQM purchase order.
FQM approves in the ERP
Anchor reads the approval straight from Pronto, Basware or SAP Ariba — no parallel paperwork, no re-keying, fully verified.
Anchor advances
Up to 90% is released to the supplier within 48 hours, priced on FQM's credit standing rather than the SME's risk profile.
FQM settles at maturity
On the standard 30-day cycle FQM pays Anchor. The supplier already had the cash — and a clean compliance trail is consolidated for everyone.
Real-economy impact
Built around the people who supply the mines.
Every facility is designed so citizen-owned engineering, logistics and services firms can take on bigger FQM contracts — creating jobs and industrial capacity across the North-Western Province.
Jobs supported
Avg. citizen-owned
Capital mobilised
Local Companies funded
Jobs supported
Default rate
Indicative figures from the Anchor pilot across FQM Zambia's North-Western Province supply base. Reported to FQM quarterly.
Integrations
Plugs into the systems FQM already runs.
Anchor reads approvals directly from FQM's procure-to-pay stack and consolidates compliance data — no parallel process for suppliers, no manual reconciliation for FQM.
SAP Ariba
Approved invoice & PO feed
Pronto
PO & goods-receipt sync
Basware
AP invoice automation
Bank of Zambia
Prudential returns
FIC
AML/CFT screening
ZRA
Tax & TPIN validation
Built for S.I. No. 68 of 2025
Compliant, responsible, and accountable by design.
Every facility maps to the Local Content Regulations and the evaluation criteria in FQM's RFP — from regulatory licensing to quarterly impact reporting.
Licensed & prudent
Regulated FSP supervised by the Bank of Zambia, operating above prudential minimums on capital and liquidity.
On the ground
A relationship desk in Solwezi and a Kalumbila MFEZ satellite office so North-Western Province SMEs are served locally.
Compliance, consolidated
Vendor data, AML/CFT screening and transaction history unified into a single, auditable record per Local Company.
Quarterly KPIs
Capital mobilised, ownership data, cost of capital, default rates, job creation and localisation impact — reported to FQM every quarter.
Manufacturing the future of Zambian supply, inside the Kalumbila MFEZ.
Industrial term loans fund the plant and equipment that move Local Companies up the value chain — from sub-supplier to manufacturer.
Bring Anchor to your supply chain.
Explore the console, or talk to us about a pilot for FQM Zambia's Local Companies.